For lenders and platforms

We integrate over API. Nothing else.

LoanKard sends applications to partners through a typed adapter, receives status by signed webhook, and reconciles commissions against your statements. No spreadsheets, no portal uploads, no leads emailed around.

What you get

Applications that are consented, complete and deduplicated.

Purpose-specific consent on every file: Each application carries the consent notice version, the recipient (you), the purpose, timestamp and channel. Withdrawals are forwarded the same day.
Pre-filtered against your own rules: You give us the non-credit eligibility criteria — age, income, geography, vintage. We don't send what you'd reject on the first screen.
Idempotent submissions, one reference per application: A timeout on our side is not a resubmission on yours. We query status by reference before any retry, and we never create two files for one customer.
Non-exclusive, clear attribution: We expect to work with several lenders in each category. Lead ownership windows, duplicate handling and the payout trigger are written into the agreement, not left to monthly arguments.

What we need from you

The checklist before a category goes live.

A partner is counted as live only when every row is in place. A manual portal or a CSV process doesn't meet the bar, however good the commission.

Item	What we expect	Stage
Agreement	Signed terms that explicitly permit marketplace / referral / LSP activity for the products in scope	Commercial
API documentation & sandbox	Official docs and sandbox credentials; OAuth2 or signed requests	Technical
Product feed	Catalogue with rates, fees, eligibility rules and validity dates — approved for display	Technical
Submission endpoint	Field schema, validation rules, idempotency support, acknowledgement with your reference	Technical
Status	Signed webhooks with event IDs and timestamps, or a polling endpoint, with a documented status map	Technical
Commission reporting	Statement format, trigger event (login / approval / disbursal), settlement cycle and dispute process	Finance
Data obligations	Retention, security, audit, incident reporting and grievance responsibilities, documented both ways	Compliance
Go-live	Production certification and written approval	Both

Start a conversation

Tell us what you lend and how we'd connect.

We reply within three working days with our company profile, integration guide and the adapter contract. Or email partners@loankard.com directly.