About
A comparison site that tells you how it's paid.
LoanKard is run by NexaEx Digital Services Pvt Ltd. We put loan and credit-card products from regulated lenders side by side, help you apply once, and show you the lender's progress. That's the whole business.
What we do
Three jobs.
- Show you the real numbers
- Rate, processing fee, tenure, prepayment charges, eligibility cut-offs — pulled from each lender's product feed with the date they last confirmed it, and sorted by what you would actually pay.
- Carry one application to the lender you choose
- You fill one form. After you have seen who the recipient is and consented, we send it over the lender's API and get their reference back. No re-typing on the lender's site, no call centre in between.
- Keep you informed without you chasing
- The lender's status updates flow back to us and appear in your account in plain words. If something stalls, our support desk knows before you do.
What we don't do
On purpose.
Some of this is law. Some of it is just how we'd want to be treated.
- We don't lend, approve, price or disburse. Lenders do, under RBI regulation.
- We don't pull your credit report. The lender does, under its own consent.
- We don't collect PAN, Aadhaar, documents, bank logins or card details.
- We don't sell leads or pass your number to anyone you didn't pick.
- We don't rank by commission, and we label anything that is paid placement.
- We don't show a rate or offer that the lender hasn't confirmed in the last 30 days.
- We don't make account creation a condition for seeing the numbers.
How we make money
Lenders pay us a referral or distribution fee.
When you take a loan or a card through LoanKard, the lender pays us a fee — fixed, or a percentage of the amount, depending on the product and the agreement. It is paid at an agreed event: usually disbursal for loans and card issuance for cards. You pay nothing to us, and the lender's terms to you are identical whether you came through LoanKard or not.
Because that fee could tempt a marketplace to push the most lucrative product, we publish how products are ranked and keep commission out of the sort entirely. Our finance and compliance teams can each audit it. See Disclosures.
The company
NexaEx
| Operating company | NexaEx Digital Services Pvt Ltd |
|---|---|
| Brand | LoanKard (loankard.com) |
| What it is | Financial product marketplace and distribution platform |
| Products | Personal loans, business loans, home loans, credit cards |
| Where | Pan India, English first |
| Partners | RBI-regulated banks and NBFCs, and authorised distribution platforms, by API integration only |
| Grievance officer | Appointed before launch — grievance@loankard.com |
Lender names and logos appear on the site only with each partner's written permission, once their integration is certified. If you're a lender, see how we work with partners.